Empowering Smallholder Farmers

Agriland Microfinance is the financial empowerment arm of Agriland Africa, dedicated to supporting smallholder farmers and rural communities. Through our Agricultural Transformation Fund, we offer concessionary loans designed to strengthen the sustainability and resilience of agricultural ventures.

The fund brings critical capital into underserved areas of the agribusiness value chain, combining blended finance with growing technical support. We provide tailored loans and equity to smallholder farmers, cooperatives, agripreneurs, rural SMEs, and local financial institutions.

We prioritize initiatives that generate employment, improve rural livelihoods, and encourage the adoption of climate-smart agricultural practices. Our work supports long-term transformation across Kenya and the East African region—investing in people, productivity, and progress.

Our Microfinance Value Chain Approach

Agriland Microfinance takes a comprehensive value chain approach to financing agricultural ventures. We provide targeted financial support at every stage—from purchasing quality inputs and funding farm operations to facilitating post-harvest processing and improving market access.

By aligning our loans and equity solutions with the specific needs of smallholder farmers, cooperatives, and rural businesses throughout the agricultural cycle, we enhance their capacity to grow sustainably and build resilient livelihoods.

Our Products

Savings Accounts
  • Sacco Deposit: Grow your collective savings with competitive interest rates.
  • Current Account: Enjoy flexible daily transactions, ideal for active businesses and agripreneurs.
  • High-Interest Savings: Secure your long-term goals with attractive interest earnings.
  • Joint Account: Manage savings together—perfect for families, groups, or Chamas.

Loan Options
  • Agri-Kilimo Loans: Seasonal financing tailored to meet your farm investment needs.
  • Personal Loans: Quick access to funds for emergencies, education, or personal expenses.
  • Business Loans: Flexible repayment plans to help grow your rural enterprise.
  • Emergency Loans: Fast, reliable support when unexpected costs arise.
Explore All Financial Products

Impact Highlights

  • Empowered 500+ smallholder farmers with affordable loans in 2024.
  • Increased incomes by 30% for supported cooperatives.
  • Supported 100+ rural SMEs to expand their agricultural businesses.
  • Promoted climate-smart farming practices benefiting local ecosystems.